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Improve Credit Scores

FICO Scores Matter Most

FICO's decision to release detailed information about its credit scoring model in 2002 came as a result of intense pressure from Congress and consumer advocacy groups. It has given consumers a significant leg up. Now we don't have to make…

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FTC Recommends Self Help Credit Repair

Self Help Credit Repair is the Answer!

The Federal Trade Commission (FTC) is inundated with complaints from consumers who have been scammed by credit repair agencies. They say, "Credit Repair: Self Help May Be Best."

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Checking Account Credit Repair

Getting Back in With ChexSystems

It's important that consumers maintain a checking account in good standing, since failure to do so will often result in a credit denial for many types of credit. When you go into a bank to open a new checking account,…

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